The Road to a Successful Open Enrollment Period
Open Enrollment is your annual opportunity to review your current benefit elections and make any necessary changes. If you are satisfied with your current benefits and have no new dependents to add, take advantage of the open enrollment period to review your benefit elections and beneficiaries for accuracy, and ensure your contact information is up to date. If no changes are made, all elections except enrollments for Flexible Spending Accounts (FSAs) will carry over to the FY 2025-26 plan year.
Are You Eligible for Reduced Premiums?
If you plan on covering one or more dependent children on your medical plan, you might be eligible for premium assistance.
You can apply for the State of Colorado's Medical Insurance Premium Supplement Program from April 8 through May 9, 2025. Learn more on our Supplement Program page.
Log in to Benefitsolver before the period begins
Confirm you have the correct login information and can access the benefits enrollment system before the open enrollment period starts.
Start gathering supporting documentation now
If you plan to add dependents, verify you have their eligibility documentation (birth certificates, marriage certificates, etc.) readily available for when open enrollment arrives.
Have a qualifying life event (QLE) coming up?
If you have a QLE (e.g., marriage, birth or adoption, or loss of medicaid) before the upcoming plan year begins on July 1, make sure to reach out to your benefits administrator so they can guide you through the process and ensure your coverage will be in effect for the current plan year and the next plan year. Qualifying life events can be tricky, especially around open enrollment, so make sure you are prepared.
Watch a recorded open enrollment webinar
Watch a recorded session in English or in Spanish from the DHR Employee Benefits Unit to learn about updates to your benefits package!
Attend the fourth and final open enrollment webinar for State employees presented by the DPA-DHR Employee Benefits Unit to learn about updates to your benefits package, what you should do during open enrollment, and more!
When you attend a live webinar, your name is entered for a chance to win a prize! Register using the link below. American Sign Language (ASL) interpretation will be available.
Reminder: This year is a passive enrollment
If you don't make changes to your benefits, your current benefits elections will roll into the new plan year, except for FSAs which require a new election each year.
Review the FY 2025-26 Employee Benefits Guide
Please review the FY 2025-26 guide for updated information around benefits and the cost of coverage for the upcoming plan year before taking action this open enrollment. Download the PDF and open it in a PDF viewer for an enhanced navigation experience.
FY 2025-26 Employee Benefits Guide (English)
FY 2025-26 Employee Benefits Guide (Spanish)
FY 2025-26 Plan Rates
Pursuant to Article 31 of the Partnership Agreement, the State made a budget request to the General Assembly for the purpose of the State absorbing 100% of the cost of any health, life, and dental rate increase. Due to the unprecedented fiscal constraints faced by the General Assembly, this budget request was denied. Therefore, employee medical and dental rates will increase a small percentage, effective July 1, 2025.
Review the FY 2025-26 plan rates carefully for the upcoming year.
GLP-1 Coverage Change Effective July 1
Effective July 1 2025, coverage of GLP-1s for weight loss will be removed. Employees actively taking GLP-1s for weight loss as of June 30, 2025, will be grandfathered into coverage. On July 1, 2025, their co-pay will increase from $30 to $120.
For more information on this change, you can review the GLP-1 FAQs.
Mark your calendars for these important dates
Open Enrollment: April 8 - April 28, 2025
Documentation Deadline: May 23, 2025
Coverage Period: July 1, 2025 - June 30, 2026
First Paycheck with FY 2025-26 Rates and Elections:
- Biweekly: July 11, 2025
- Monthly: July 31, 2025
Visit benefitsolver during open enrollment period
Visit benefitsolver.com (our company key is “soc”) to:
- Review your current elections and cost
- Confirm your information is up to date including your mailing address, preferred email address, dependents, and life insurance beneficiaries
- Make your benefits selections
Reminder: Flexible spending accounts (FSAs) don't roll over
FSA enrollment isn’t automatic. You must take action during open enrollment to enroll for the first time or continue your FSA.
Questions?
Contact your agency's benefits administrator.