Rules and Definitions
Who is eligible for State of Colorado benefits?
- Permanent full-time employees and part-time employees
Important to note: You’ll need to provide proof of eligibility for any new dependent you add to your coverage. The State may conduct a dependent eligibility audit at any time.
Currently, temporary employees and seasonal employees are not eligible for benefits.
Examples of persons NOT eligible for coverage as a dependent:
- Live-in boyfriends or girlfriends
- Parents or parents-in-law
- Grandchildren (unless employee is the court-appointed legal guardian or custody)
- Adults under guardianship of employee
- Dependents older than the end of the month in which they turned 26 that are not disabled
- Any other members of your household who do not meet the definition of an eligible dependent
When you can enroll or make changes:
- Within 31 days of your hire date
- During the annual open enrollment period that takes place in the Spring
- Within 31 days of a Qualifying Life Event
Qualifying Life Events
Some QLE’s include the following (applies to pre-tax elections only*):
- Marriage, divorce, or legal separation
- Birth or adoption of a child
- Death of a dependent
- Loss or gain of other health coverage for you and/or dependents
- Change in Medicaid/Medicare eligibility for you or a dependent (deadline is extended from 31 days to 60 for this QLE only)
*You will still need a Qualifying Life Event to commence participation even with post-tax elections.
For questions, please contact your agency's Benefit Administrator.