Dental Insurance

The State of Colorado offers two comprehensive, high-quality dental plan options from Delta Dental. Both dental plans pay 100% for preventive care when you use in-network dental providers, even if your maximum benefits have already been reached for the plan year.

• Delta Dental Basic Plan

• Delta Dental Basic Plus Plan

Delta Dental Prevention First Program

• Prevention First Program applies to both the Basic and Basic Plus plans.
• The Prevention First Program ensures eligible diagnostic and preventive services (e.g. exams, x-rays, cleanings, etc.) do not to count towards the annual maximum benefit. When you see an in-network Delta Dental provider you will always have your diagnostic and preventive services covered at 100% even if your annual maximum benefit has already been reached for the plan year.

Right Start 4 Kids

• Right Start for Kids (RS4K) is a unique plan feature that removes most of the cost barriers to dental care by providing coverage for enrolled children up to their 13th birthday at 100% coinsurance for covered diagnostic and preventive, basic, and major services, with no deductible, when in-network providers are seen up to the annual plan maximum.
• If an out-of-network provider is seen, the adult coinsurance levels will apply.
• Orthodontic services are not eligible for the RS4K 100% coverage level. 

As a reminder, dental coverage is free for enrolled children under five years old. When your eldest or first child turns five, you'll be asked to re-enroll because a premium for the child would now apply.